How We Afford a Winter Vacation Home Where It is Warm

We live most of the year where the summers are short and the winters gets cold. A lot of older folks we know either buy RVs to venture south in the winter, or they keep an expensive condo. They make the mistake of choosing a warm climate in a tourist area. Instead, we looked for apartments in North Austin to keep a place year round to retreat to. We found a place within our budget, and we rent a fully furnished apartment that we visit when we need to get away.

It can be for a week or two in the winter, or during a summer vacation. My work is seasonal, and that means there is usually a two or three month layoff each year. My wife can telecommute up to a month without having to go into her office. Sometimes the boss will let her skip a monthly meeting and go two months without making an appearance. This works out great for us getting away in the winter to Texas when it is freezing back home. If it wasn’t for our jobs and the benefits we get, we would probably just move to the Austin area. This is the next best thing.

Our place at the Falls on Bull Creek Apartments is nice. We can make our rental payments online, and that is convenient when we are not there. There is a fitness center and a swimming pool, and the place is pet friendly. We have to bring our dog with us wherever we go. She is family. I like the vaulted ceilings and the private patio we have. It is an affordable vacation and winter home away from the touristy warmer climates. We save money and enjoy the area very much. There are alternatives to having a vacation spot or place to retreat to in the winter if you are savvy about it.

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Keeping Urban Areas from Decline by Investing in New Building Projects

My wife and I saved and invested for years to be able to finally build on a piece of land we bought more than 20 years ago. The old apartment building was aging, and we notified residents of our plan to keep it maintained but not do renovations. We advised everyone we would give rent reductions for the next several years, but for everyone to save and plan on moving out in seven years. After that, the building was demolished. We had been planning our building for some time, and I found myself participating in a RAM elements tutorial to understand the software the architect was using to design our new office building project.

Ours was the first building project in the city were the former owners and tenants did not put up any opposition to the new building. Of course though, we were the first landlords to help people plan far in advance for their move. Most took advantage of saving their rent reductions to be able to move. Only a couple of tenants actually made a last minute move before the building was torn down. We even offered the rent reductions in the form of a payout for early moving. If you left a year early, you got the money. We made it as easy as possible for people to relocate.

The new building was part of an overall redevelopment project for the area. The real estate was perfect for holding an office building with its own underground parking garage facility. It was the first building in the town to have a parking garage built as part of the structure. Now the whole area is under construction bringing in new businesses. We have a lot of retail shops, lawyer, doctor and dentist’s offices and more. A law firm leases the entire top floor of our building.

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Using Other Deduction Boxes on Pay Stubs for Employees

I have two employees and it is not that hard figuring out withholding for taxes. There are tax tables you can use for the federal, state and even local taxes. Plus, there are tables to use for the unemployment insurance deductions. I use a service that lets me make pay stubs online. It keeps a running tally of all the deductions for the year-to-date info my employees need. Plus, the stub maker makes professional stubs they can use for getting loans and other things.

Speaking of loans, I advanced one of my employees several hundred dollars to cover an expense she had that was unforeseen. I told her that she could pay it back a little at a time. I found that the service I use that makes pay stubs online makes it easy to use one of the other payroll deduction boxes to keep track of the loan repayment. She said she could afford to pay back the loan at $20 per pay period. I had no problem with that. I just put the amount each pay period in the box on the stub, and it was easy to keep track of the repayment. She had a record she could refer to for the extra that was being held back from her paycheck.

I trust my employees, but I document everything. It protects them and me. I am one of those people who likes to have everything accounted for down to the penny. I am not happy if my bank account is off by even one cent. I have to find the mistake and fix it. I think that attention to detail is necessary in business, especially when you are dealing with money that goes to your employees. My online paystub maker I use also keeps the data safe on their servers so it is always available.

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